A Rate Worth Treating Yourself To
Take advantage of 4.25% APY* on a 6-month Certificate while this special offer lasts.
Limited-Time 4.25% APY* Certificate
October 26 - November 9, 2026
Open an Account : Limited-Time 4.25% APY* Certificate Schedule an Appointment: Limited-Time 4.25% APY* Certificate
A new season for your savings
As the seasons change so do our rates! This VCCU 6 Month Certificate offer is available from October 26 – November 9, 2026. Don’t miss your chance to lock in this special rate before the promotion ends.
- 4.25% APY* - Earn more on your money with a competitive fixed rate
- 6 Month Term - Set your money aside for a defined term without the longer commitment
- Low minimum - Special rate with $1,000 to open
Ready to Lock In 4.25% APY?*
Open your 6 Month Certificate by October 26, 2026, and let your money earn more for you.
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!
*APY = Annual Percentage Yield. Promotional 4.25% APY available October 26 through November 9, 2026, for eligible personal and business accounts. The APY assumes dividends remain in the account until maturity. A penalty may be imposed for early withdrawal. Minimum deposit of $1,000 is required to open the 6 Month Certificate and earn the advertised APY. Fees may reduce earnings. At maturity, the Certificate will automatically renew as a traditional 6 Month Certificate at the rate and APY in effect at the time of renewal, unless otherwise disclosed. Additional terms and disclosures will be provided at account opening.