Spend with confidence and save along the way.
Enjoy lower rates, everyday convenience, and the choice between our lowest-rate Mastercard or one that earns points for travel, merchandise, and more.
Mastercard Credit Cards
Easy to use online and in-store or with your mobile wallet.
Apply Online: Mastercard Credit Cards View Rates: Mastercard Credit Cards
Platinum Rewards Mastercard
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Earn one (1) point for every dollar you spend on all other purchases
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Earn rewards that include merchandise, airfare, vacation packages and more
- Competitive interest rate and no annual fee
- See our Mastercard Rewards Program here
Platinum Mastercard
- Low rates that last far beyond any special introductory period
- Ideal for financing big-ticket items or paying down high-interest debt
- No annual fee
Building or rebuilding credit?
Our Secured Mastercard can help you establish or strengthen your credit with responsible use. Backed by desposits in your VCCU savings account, choose from a Platinum Secured or Platinum Rewards Secured card and repair your credit while enjoying the perks of a Mastercard.
Every VCCU credit card offers:
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Strong SecurityProtect your finances and guard against ID theft |
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Travel AssistanceGlobal concierge services when traveling |
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Digital WalletLink to Apple Pay, Google Pay, or Samsung Pay |
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Rental CoverageRental car and personal insurance coverage |
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Purchase ProtectionCompensation if purchased items are stolen or damaged |
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Full Benefits GuideView our complete Guide to Benefits |
VCCU is a full-service, Southern California credit union with branches in Ventura, Port Hueneme, Oxnard, RiverPark, Camarillo, Thousand Oaks, Simi Valley and Moorpark. If you live, work or attend school in Ventura or Santa Barbara Counties, you are eligible to join!